Our Services

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Managed Portfolios

We are expected by a number of global financial authorities to obtain information about your investment objectives, financial resources and personal background, as necessary, to ensure the suitability and quality of our investment advice.

With Universal Asset Management Portfolio Management Services, the hard work is done for you. We provide continual oversight, combined with expert personal portfolio management, to deliver the best possible outcome. Our avowed desire is to build our clients’ wealth by minimizing risk and maximizing opportunities

From trading an individual share to establishing a multi-million dollar portfolio, our advisers have the industry knowledge and requisite skills to help you achieve your financial goals. We offer an extensive range of services that will meet the needs of any client.

So, whether you’re brand new to investing or a seasoned professional, Universal Asset Management can lend a helping hand to you on your journey towards your investment goals. Our range of products and services are designed to provide maximum flexibility and transparency, giving you the option to take as much or as little control over the investment decision-making process. And with competitively priced fees – and no annual charge – you can make your investments go further. We intend to provide value for money every step of the way.

Managed Discretionary Service

Many Universal Asset Management clients choose to have their investments managed by the firm on a discretionary basis. Our Managed Discretionary Portfolio is a premium, boutique, actively managed service that empowers our advisers to act on your behalf – where tactical decisions are made by us and acted upon without delay – thereby completely removing any stress from the investing process

Many of our clients are based abroad and are happy to know that their interests are being looked after wherever they live. Others simply wish to rest easy knowing that their assets are receiving professional care and attention and they can make as much or as little contact as they like.

Your adviser will initially engage with you to analyze your risk profile and then, together, you will agree upon a framework by which your portfolio will be managed. We will look to establish a diversified portfolio focusing on actively trading shares. The account will be managed strictly in accordance with the investment objectives agreed with you. If, for example, you chose to have restrictions in place on the account on ethical or risk grounds, these will be recorded on your file before any investment decisions are taken and will be followed.

Your adviser will actively follow your portfolio on your behalf, utilizing various strategies to take advantage of opportunities that are present in changing market conditions.

The Managed Discretionary Portfolio option provides the greatest degree of flexibility to tackle market volatility, minimize capital risk and maximize returns.

Your situation may change in the future and your investment objectives may be different. You can change the way your account is managed at any time by simply informing your Investment Manager of your new needs.

Our Discretionary Service gives you:

•Your Personal Discretionary Manager
•Our highest level of service
•Portfolios built from ‘scratch’. Your discretionary manager has no agenda pushing to invest your money in certain brands or products … there are no restrictions on the investments for your portfolio. Investment opportunities abound in different sectors or markets, and we have the freedom, (providing your investment restrictions are not breached), to seize these opportunities for you.
•Timely economic and portfolio reviews.

Naturally we provide you this service on a fee basis. The management fee is 1.0% per annum of the value of the portfolio up to $250,000 and 0.5% on any excess.
As a discretionary client, we still send you an email immediately, confirming your dealing transactions. You can rest assured that our investment managers are experienced and well placed to look after you and your investments with a level of personal service that is rare these days.

To open an Investment Management or Discretionary Management account, please complete the New Client Application form giving us as much detail as possible including full details of your investments and personal financial circumstances which will make our advice as suitable as possible.

If you would like to open an account but wish to talk to somebody first, one of our investment managers will be pleased to speak to you. Alternatively, you can email us describing the type of service you require.

Investment Management Service

There is still a need for good stockbroking advice for clients who wish to retain ultimate control over their own investments. Working hand in hand with a dedicated stockbroker who knows the market can add considerable value.

Our Investment Management Service gives you:

•Your Personal Investment Manager
•Portfolio Monitoring
•Bi-annually in-depth portfolio reviews
•Portfolios built from ‘scratch’
•Corporate Actions advice (e.g. Rights issues). From information that you give us we work out your requirements and consider your view of risk. In some cases we might suggest broader investment areas as well as looking at Capital Gains and Inheritance Tax Planning. Our Investment Managers have the skills to discuss specialist investment products as well as stocks and shares.

Universal Asset Management offers this service on a fee basis. The management fee is 0.75% per annum of the value of the portfolio up to $250,000 and 0.5% on any excess. The minimum portfolio value for an investment managed account is $75,000 with no maximum. You can include a spouse’s portfolio, however all these accounts must be with Universal Asset Management.

Wealth Management

The pace of life today barely leaves time for everyday financial obligations, let alone managing investments or financial planning decisions for you and your loved ones. At Universal Asset Management, we are fully aware that everyone’s financial needs differ, which is why our wealth management service is focused on what really matters to you. From the very beginning, we seek the time to speak with you, as it allows us to get a clear picture of your personal and financial circumstances and your needs and objectives for the future.

Whether you are a private investor, high net worth individual or a family business, our team of highly qualified specialists are experienced in dealing with complex financial affairs. Our wealth management capabilities span the spectrum from managing broader finances, through to family or offshore investor needs (often involving substantial income or assets) to everyday domestic concerns such as pensions and inheritance planning.

Our core intent is to grow and preserve wealth by combining financial expertise with intelligent, tactical asset allocation powered by first-class research. Active management and ongoing monitoring ensure optimal performance, tailored to your requirements and circumstances throughout your investing life.

Wealth Management at a glance

•Offshore Investments
•Investment Planning
•Retirement and Estate Planning
•Investor Visas*
•Mortgages*
•Will Writing, Trusts and Probate*

(*services provided by selected partners)

Closed-End and Open-Ends Funds

Wall Street can be a complicated place. It’s full of products that even some of the experts don’t understand and, sometimes, complicated investments produce unexpected results. Many of the more complicated investment products are inappropriate for most retail or part-time investors, but that doesn’t mean that stocks and mutual funds are all that are available to you. For a number of years we have taken a strong interest in the closed-end vs open-end funds.

Key Takeaways

•Open-end funds may represent a safer choice than closed-end funds, but the closed-end products might produce a better return, combining both dividend payments and capital appreciation.
•A closed-end fund functions much more like an exchange-traded fund (ETF) than a mutual fund.
•Open-end funds are what you know as a mutual fund.
•Advice we give on investments in these packaged products will not be tied to any particular product provider.

Many investment products are not one single product but are instead a collection of individual products. Just as you wear different pieces of clothing that make up your whole wardrobe, products like mutual funds and ETFs do the same thing by investing in a collection of stocks and bonds to comprise the entire fund.

We follow about 50 different closed-end and open-end funds and keep track of their progress from month to month. This allows us to gain insight into their current investments, where they are seeing opportunities, their returns and how their share price is trading in relation to their net current assets (NTA). This analysis will often create short term trading opportunities.

If you wish to discuss the various opportunities in the closed-end and/or open-end funds space, please speak to one of our experienced advisors.

From time to time, Universal Asset Management representatives may hold ‘inside information’ in relation to certain investments. For legal reasons, this information cannot be shared with you under any circumstances.

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